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For many years I watched my dad spend hours in the evening after he got home from work preparing the taxes. I can still picture it. The dim light coming from the basement. The table, covered with IRS forms, instruction booklets, envelops and a stack of receipts. A calculator, paper clips and what looked […] The post The Real Reason You Should Prepare Your Own Taxes appeared first on...
The art of being a cheapskate isn’t about giving everything up. It’s about managing your money in a different way. A means of doing the things you want at the expense of those things that are less important. Here’s a perspective on how I manage my budget to achieve cheapskate status. The Dreaded “B” […] The post The Art of Being a Cheapskate – How I Successfully Manage My Budget appeared first on...
You’ve seen these 0% balance transfer offers advertised before? An Insane Credit Card Offering 0% Interest Transferring Your Balance to a 21-Month 0% APR is Ingenious Demolish Your Debt with this 18-Month 0% Credit Card Are you considering a 0% balance transfer offer to pay off debt? Or maybe consolidate your debt. […] The post Should You Use a 0% Balance Transfer Offer to Pay Off Debt? appeared first on...
Do You Have Self-Limiting Beliefs about Money? In my eBook 4 Steps – Save Cash, Eliminate Debt, I talk about our emotions being a critical factor in shaping our behaviors about money. How you feel when you are spending, budgeting, or saving can create positive or negative behaviors. If the behaviors are negative, then […] The post Do You Have Self-Limiting Beliefs about Money? appeared first on...
Updated for tax year 2019. For tax year 2019 the contribution limit for Traditional IRA and Roth IRA accounts is $6,000. If you are over the age of 50 you can make an additional catch-up contribution of $1,000. The deadline to file 2019 taxes is Wednesday April 15, 2020. Throughout the year, but most […] The post Lower Your Taxes and Start Investing by Opening a Traditional IRA Account For Retirement appeared first on...
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